SMS Banking allows the Bank of Baku OJSC cardholders to monitor their card accounts and perform various transactions on these accounts.
Service advantages:
- SMS-notification to the cardholder about transactions performed on the card account,
 - receiving information on the current card account balance,
 - blocking the card,
 - unblocking the card,
 - obtaining a card account statement for the last 10 transactions.
 
Service fees and ways of connection:
| Payment Card Type | SMS Banking Service Fee | 
|---|
| Debit  | Visa Infinite | Free of charge | 
| (by the Customer’s request only (application, electronic request, etc.)) | 
| Salary Cards | Free of charge: automatically connected | 
| MC Gold / Visa Gold | Free of charge | 
| (by the Customer’s request only (application, electronic request, etc.)) | 
| MC Standard / Visa Classic | 5 AZN | 
| Maestro / Visa Electron | 
| Bolkart Debet | Bolkart Diamond | Free of charge | 
| (by the Customer’s request only (application, electronic request, etc.)) | 
| Bolkart  Gold | 5 AZN | 
| Bolkart Ailə | 
| Bolkart Gənc | 
| ‘Əmanət Klubu’ Club | Free of charge | 
| (by the Customer’s request only (application, electronic request, etc.)) | 
| Deposit cards | Visa Deposit Card | 5 AZN | 
| VISA Gold | Free of charge | 
| (by the Customer’s request only (application, electronic request, etc.)) | 
| Compensation cards | Free of charge: automatically connected | 
| MC Business | 5 AZN | 
| MC Business Customs | 
| Maestro Salary cards | 
| İşkart | 
| Credit | Bolkart kredit | Bolkart Diamond | Free of charge: automatically connected | 
| Bolkart  Gold | 
| Bolkart Ailə | 
| Bolkart Gənc | 
| Bolkart Business | 
| Bonus card | MC Unembossed | 5 AZN | 
| Virtual MC card | 5 AZN | 
| ‘Dostlar Klubu’ Club credit cards | 
| Virtual Card | Prepaid virtual card | 5 AZN | 
The SMS text for various transactions is composed in the below manner and sent to *8145 short number:
- initial text: BALANCE (to get information on the current balance), BLOCK (to block the payment card), UNBLOCK (to unblock the payment card), and STATE (to receive a card account statement for the last 10 transactions),
 - space,
 - the first 4 digits of the card number used for the transaction,
 - the ‘%’ sign,
 - the last 4 digits of the card number used for the transaction,
 
For example: The customer composes the text ‘Balance 6473%7430’ and sends it to *8145. The 6473 xxxx xxxx 7430 cardholder performing this transaction wishes to receive information about the current card account balance.
The cardholder who has composed the text ‘BLOCK 5473%4646’ and sent it to *8145 will block the payment card.