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						 Debet cards 
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						 Local cards 
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						 Credit cards 
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						 For business 
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						 Virtual cards 
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						 Security Requirements 
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						 Cash loans 
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						 Kredit kartlar 
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						 İPOTEKA KREDİTLƏRİ 
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						 Business loans 
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Fees:
Please review the existing fees of the Bank applicable upon bank guarantees: please note that the Bank’s fees applicable to bank guarantees also apply upon stand-by letters of credit
Bank fees for bank guarantees These fees apply upon stand-by letters of credit as well  | Fee rate (Note: the fees remain fixed irrespective of the currency of the transaction)  | 
Out-bound guarantees  | |
Issue of a guarantee  | 0.2% min. 50 AZN  | 
Modification of terms / cancellation of a guarantee (except for the increase of the amount of a guarantee)  | 50 AZN  | 
Increase of the amount of a guarantee (of the amount of increase)  | 0.2% min. 50 AZN  | 
Transfer of funds under a guarantee (per transfer)  | 0.3 % min. 20 AZN max. 300 AZN  | 
In-bound guarantees  | |
Notification of a guarantee (without confirmation of the Bank)  | 0.1%, min. 50 AZN  | 
Notification of a guarantee (with confirmation of the Bank)  | 1.5 % per annum min. 50 AZN   | 
Modification of terms / cancellation of a guarantee (except for the increase of the amount of a guarantee)  | 50 AZN  | 
Increase of the amount of a guarantee (of the amount of increase)  | 0.1 % min. 50 AZN  | 
Increase of amount under a guarantee (subject to an approval of the Bank)  | 1.5 % per annum   | 

















