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Amendments in credit line linked to “Dynamic” deposit

14 January 2016

Dear Depositors!

We hereby inform you that, You can get cash loan or open credit line linked to your deposit account. Minimum amount of credit line is 1000 AZN/USD, minimum amount of cash loan is 500 AZN/USD, maximum amount of credit line or cash loan is 100.000 AZN/USD. The currency of cash loan or credit line is defined as the same with the currency of deposit account. The amount of credit line or cash loan linked to deposit in AZN currency can be up to 70%, in USD maximum up to 80% of total balance of deposit account. Interest rate of credit line or cash loan is defined as +5% attractive interest rate on deposit account in AZN currency, for deposits in USD is determined in accordance with the following table and depending on the amount of the balance of all deposits in USD, as well attractive interest rates:

The total amount of the balance of all deposits in USDIf less than 10% of attractive interest rate on depositAt or above of 10% attractive interest rate on deposit
Up to 5000 (5000 isn’t included)attractive interest rate +3,00%attractive interest rate +3,00%
From 5000 to 14 999attractive interest rate +2,75%attractive interest rate +2,50%
From 15 000 to 49 999attractive interest rate +2,50%attractive interest rate +1,50%
From 50 000 to 99 999attractive interest rate +2,25%attractive interest rate +1,00%
100 000 and moreattractive interest rate +2,00%attractive interest rate +0,50%